.elementor-4603 .elementor-element.elementor-element-4861a844{--display:flex;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}@media(max-width:1366px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}/* Start custom CSS for text-editor, class: .elementor-element-47140ea */.sbpd-blog-owner {
    --navy: #002850;
    --blue: #14508C;
    --text: #1A1A1A;
    --muted: #5A6472;
    --line: #E4E8EF;
    --surface: #FFFFFF;
    --surface-alt: #F6F8FB;
    --red: #D4382A;
    --radius: 16px;
    --shadow: 0 1px 2px rgba(16,30,54,0.04), 0 8px 24px -8px rgba(16,30,54,0.10);
    --shadow-hover: 0 1px 2px rgba(16,30,54,0.05), 0 14px 32px -10px rgba(16,30,54,0.16);

    font-family: 'Open Sans', Arial, sans-serif;
    color: var(--text);
    line-height: 1.7;
    max-width: 920px;
    margin: 0 auto;
    padding: 0 20px;
  }
  .sbpd-blog-owner * { box-sizing: border-box; }

  .sbpd-blog-owner h1, .sbpd-blog-owner h2, .sbpd-blog-owner h3 { font-family: 'Oswald', Arial, sans-serif; color: var(--navy); }
  .sbpd-blog-owner h1 { font-size: clamp(28px, 4vw, 40px); font-weight: 700; line-height: 1.15; letter-spacing: -0.2px; margin: 0 0 14px; }
  .sbpd-blog-owner h2 { font-size: 23px; font-weight: 700; margin: 42px 0 16px; text-transform: uppercase; letter-spacing: 0.4px; }
  .sbpd-blog-owner h3 { font-size: 18px; font-weight: 600; margin: 24px 0 8px; }

  .sbpd-blog-owner p { font-size: 16px; margin: 0 0 14px; }
  .sbpd-blog-owner a { color: var(--blue); text-decoration: underline; text-decoration-color: rgba(20,80,140,0.35); text-underline-offset: 2px; }
  .sbpd-blog-owner a:hover { text-decoration-color: currentColor; }
  .sbpd-blog-owner ul { margin: 0 0 16px; padding-left: 22px; }
  .sbpd-blog-owner li { margin-bottom: 6px; }

  .sbpd-blog-owner .sbpd-blog-excerpt { font-size: 19px; color: var(--muted); font-style: italic; margin-bottom: 18px; }

  .sbpd-blog-owner .sbpd-blog-meta { display: flex; flex-wrap: wrap; gap: 16px; font-size: 13px; color: var(--muted); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 12px 0; margin-bottom: 28px; }
  .sbpd-blog-owner .sbpd-blog-meta strong { color: var(--navy); }

  .sbpd-blog-owner .sbpd-blog-direct-answer { background: var(--surface-alt); border-left: 4px solid var(--blue); border-radius: 10px; padding: 18px 22px; margin: 0 0 28px; }
  .sbpd-blog-owner .sbpd-blog-direct-answer p { margin-bottom: 0; color: var(--text); }
  .sbpd-blog-owner .sbpd-blog-direct-answer p + p { margin-top: 10px; }

  .sbpd-blog-owner .sbpd-profile-row { display: flex; align-items: center; gap: 18px; background: var(--surface-alt); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 22px; margin: 0 0 28px; }
  .sbpd-blog-owner .sbpd-profile-row img { width: 76px; height: 76px; border-radius: 50%; object-fit: cover; flex-shrink: 0; }
  .sbpd-blog-owner .sbpd-profile-row .sbpd-profile-text strong { display: block; color: var(--navy); font-family: 'Oswald', Arial, sans-serif; font-size: 17px; }
  .sbpd-blog-owner .sbpd-profile-row .sbpd-profile-text span { font-size: 14px; color: var(--muted); }

  .sbpd-blog-owner blockquote { background: var(--surface-alt); border-left: 4px solid var(--blue); border-radius: 10px; padding: 18px 22px; margin: 0 0 24px; font-style: italic; font-size: 16.5px; color: var(--text); }
  .sbpd-blog-owner blockquote cite { display: block; margin-top: 10px; font-style: normal; font-size: 14px; color: var(--muted); }

  .sbpd-blog-owner .sbpd-table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); margin: 18px 0 28px; }
  .sbpd-blog-owner table { width: 100%; border-collapse: collapse; font-size: 14.5px; min-width: 480px; }
  .sbpd-blog-owner th, .sbpd-blog-owner td { padding: 13px 18px; text-align: left; border-bottom: 1px solid var(--line); }
  .sbpd-blog-owner th { font-family: 'Oswald', Arial, sans-serif; font-size: 12.5px; text-transform: uppercase; letter-spacing: 0.5px; background: var(--navy); color: #fff; }
  .sbpd-blog-owner tr:last-child td { border-bottom: none; }
  .sbpd-blog-owner tr:nth-child(even) td { background: var(--surface-alt); }
  .sbpd-blog-owner td strong { color: var(--navy); }

  .sbpd-blog-owner .sbpd-faq-group { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); overflow: hidden; }
  .sbpd-blog-owner details { border-bottom: 1px solid var(--line); padding: 0; }
  .sbpd-blog-owner details:last-of-type { border-bottom: none; }
  .sbpd-blog-owner summary { position: relative; list-style: none; font-family: 'Oswald', Arial, sans-serif; font-weight: 600; font-size: 16px; color: var(--navy); cursor: pointer; padding: 18px 52px 18px 22px; transition: background .15s ease; }
  .sbpd-blog-owner summary::-webkit-details-marker { display: none; }
  .sbpd-blog-owner summary:hover { background: var(--surface-alt); }
  .sbpd-blog-owner summary:focus-visible { outline: 2px solid var(--blue); outline-offset: -2px; border-radius: 6px; }
  .sbpd-blog-owner summary::after { content: "+"; position: absolute; top: 50%; right: 22px; transform: translateY(-50%); font-size: 22px; font-weight: 300; line-height: 1; color: var(--blue); transition: transform .25s ease; }
  .sbpd-blog-owner details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
  .sbpd-blog-owner details[open] summary { background: var(--surface-alt); }
  .sbpd-blog-owner details p { margin: 0; padding: 0 52px 20px 22px; font-size: 15px; color: var(--muted); animation: sbpd-blog-fade-owner .25s ease; }
  @keyframes sbpd-blog-fade-owner { from { opacity: 0; transform: translateY(-4px); } to { opacity: 1; transform: translateY(0); } }
  @media (prefers-reduced-motion: reduce) { .sbpd-blog-owner summary, .sbpd-blog-owner summary::after, .sbpd-blog-owner details p { transition: none; animation: none; } }

  .sbpd-blog-owner .sbpd-blog-cta { background: linear-gradient(135deg, var(--navy), var(--blue)); color: #fff; border-radius: var(--radius); padding: 40px 32px; text-align: center; margin: 44px 0 12px; box-shadow: var(--shadow-hover); }
  .sbpd-blog-owner .sbpd-blog-cta h2 { color: #fff; margin: 0 0 10px; }
  .sbpd-blog-owner .sbpd-blog-cta p { color: rgba(255,255,255,0.85); max-width: 520px; margin: 0 auto 18px; }
  .sbpd-blog-owner .sbpd-blog-cta a.btn { display: inline-block; background: var(--red); color: #fff; padding: 15px 36px; border-radius: 999px; font-family: 'Oswald', Arial, sans-serif; font-weight: 700; font-size: 15px; text-decoration: none; letter-spacing: 1px; box-shadow: 0 8px 20px -6px rgba(212,56,42,0.55); transition: transform .15s ease, box-shadow .15s ease; }
  .sbpd-blog-owner .sbpd-blog-cta a.btn:hover { transform: translateY(-2px); box-shadow: 0 12px 24px -6px rgba(212,56,42,0.6); }

  @media (max-width: 640px) {
    .sbpd-blog-owner { padding: 0 16px; }
    .sbpd-blog-owner h2 { font-size: 19px; }
    .sbpd-blog-owner summary { font-size: 15px; padding: 16px 46px 16px 18px; }
    .sbpd-blog-owner details p { padding: 0 46px 18px 18px; }
    .sbpd-blog-owner .sbpd-blog-cta { padding: 32px 22px; }
    .sbpd-blog-owner .sbpd-profile-row { flex-wrap: wrap; }
  }/* End custom CSS */